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Ireland Moving Checklist

A practical checklist for moving to Ireland, structured around your journey rather than around government departments. Every task is grouped into three phases — before you move, your first 90 days, and putting down roots — and listed in the order you actually need to do them, so nothing expensive or time-sensitive gets missed.

Last reviewed against current Irish government guidance. Reviewed by the Settle.ie editorial team. Free to use; no signup required.

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The Ireland Moving Checklist

3 phases. Every task. In the order you need to do them.

Order matters within each phase — PPS unlocks the bank account, the bank account unlocks salary and Revenue. Some items only apply to some people; we flag those. Tick as you go, or use the tracker on page 5.

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Phase 1

Before you move

Right to live and work

  • Confirm what permission you'll arrive on (EU free movement, work permit, EU Treaty Rights, Stamp 4, etc.)
  • Start any visa or permit application 3–6 months out
  • Passport valid 12+ months past arrival

Money

  • Save 3 months of Irish living costs before you go
  • Open Revolut, Wise or N26 for day-one spending
  • For large transfers, compare Wise, OFX + Currencies Direct (banks lose 2–4%)
  • Tell your home bank you're moving — avoids card freezes

Housing

  • Pick the single biggest constraint — budget, commute, schools, family — and design around it
  • Browse Daft.ie + MyHome.ie for two weeks before you move so you know real prices
  • Book temporary accommodation for the first 2–4 weeks — never sign a long lease from photos
  • If school-age kids: check enrolment cut-offs (popular schools fill 6–12 months ahead)

Logistics

  • Decide what you ship vs. sell — import duties + shipping often beat a fresh start
  • Pet: vaccinations + passport / health cert 21+ days out
  • Car: budget VRT (13–36% of value) within 30 days of arrival
  • Pre-read: cost-of-living + a city profile on settle.ie before you commit

Documents — bring originals + 3 photocopies of each

  • Passport, birth cert, marriage / civil partnership cert, driver's licence
  • Qualifications, employer + landlord references
  • Last 6 months of bank statements, proof of address
  • Vaccination records, vet records

Phase 2

First 90 days

Start the slow things on day one. PPS takes 2–6 weeks; the bank account needs PPS; salary, rent and Revenue all need the bank account.

Week 1

  • Irish SIM or eSIM (3, Vodafone, EIR, Tesco Mobile, or Lyca Mobile for cheap international calls)
  • If your permission requires Immigration Service Delivery registration, book it immediately — slots are scarce

First month

  • Apply for PPS at mywelfare.ie — proof of address required, takes 2–6 weeks
  • Open an Irish bank account (AIB, BOI, PTSB, Revolut Ireland, N26) — needs PPS + proof of address
  • Give employer your IBAN
  • Set up direct debits

Healthcare (start week 1, finish month 2)

  • Decide: public, private (VHI / Laya / Irish Life Health), or both
  • If private: get the same plan name quoted at all three providers — same cover, different prices
  • Register with a GP — 6–12 week waitlist, so start week one
  • Apply for medical card or GP-visit card if eligible (medicalcard.ie)

Long-term housing (months 1–3)

  • Find a place on Daft.ie or MyHome.ie
  • Viewings: bank statement, employer reference, ID, 1 month's rent as deposit
  • Confirm landlord registers the tenancy with the RTB (rtb.ie) — protects your deposit
  • Set up utilities in your name — electricity, gas, broadband

Driving (if you'll be driving)

Phase 3

Putting down roots (months 3–12+)

Reassess and lock in

  • After 3–6 months, honestly: is your location working? Visit 2–3 alternatives before re-signing
  • Review your lease 60 days before renewal — RPZ rules cap most urban rent increases
  • Buying: 10% deposit, mortgage approval-in-principle 3–6 months ahead, always solicitor + survey + BER

Tax and healthcare

  • Register on Revenue's myAccount (revenue.ie/myaccount)
  • Review tax credits — single, married, one-earner, dependants, rent all change your bracket
  • File by 31 October — Form 12 (PAYE) or Form 11 (self-employed / non-PAYE)
  • Renew or shop health insurance annually — switch in the December–February window. Dental cover is separate.

Build a life

  • Sign up for one regular weekly thing — GAA, sports club, Meetup, volunteer slot, language exchange
  • Plan a return trip home around months 3–6 — homesickness peaks then

Long-term immigration and leaving

  • If your permission needs renewal, diary it 8–12 weeks early
  • At 5 years legal residency: check long-term residence, Stamp 4 or citizenship eligibility
  • PRSI counts toward State Pension after 10 contribution years
  • If you ever leave: tell Revenue you've stopped being tax-resident, keep your PPS — it's yours for life

Tracker

Your move at a glance

Phase 1 — Before

  • Confirm permission to live/work
  • Start visa application
  • Passport valid 12+ months
  • Save 3 months living costs
  • Open Revolut / Wise / N26
  • Compare transfer rates
  • Notify home bank
  • Pick housing constraint
  • Browse Daft + MyHome
  • Book temp accommodation
  • Check school cut-offs
  • Decide ship vs. sell
  • Pet vaccinations + passport
  • Budget car VRT
  • Pre-read settle.ie
  • Pack documents + copies

Phase 2 — 90 days

  • Irish SIM
  • Book ISD registration
  • Apply for PPS
  • Open Irish bank account
  • Give employer IBAN
  • Set up direct debits
  • Decide healthcare option
  • Compare insurance providers
  • Register with GP
  • Apply for medical card
  • Find long-term housing
  • Bring viewing documents
  • Confirm RTB registration
  • Set up utilities
  • Sort driving licence
  • Tax / insure / NCT car

Phase 3 — Roots

  • Reassess location at 3–6 months
  • Review lease 60 days early
  • Mortgage AIP if buying
  • Register on Revenue myAccount
  • Review tax credits
  • File return by 31 October
  • Renew health insurance
  • One regular weekly thing
  • Plan return-home trip
  • Diary permission renewals
  • Year 5: residency / citizenship
  • Track PRSI contributions
  • If leaving: tell Revenue

What Settle.ie will never do

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  • Sell your email.
  • Run paid placements or fake urgency.
  • Charge you a thing.

Reach us: editor@settle.ie

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Settle.ie is general information, not legal, financial, immigration or medical advice. Verify with the official source before acting on it. Every guide on settle.ie links to gov.ie, citizensinformation.ie, irishimmigration.ie, Revenue.ie or HSE.ie.

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Frequently asked questions

How long does it take to get a PPS number in Ireland?

Typically 2 to 6 weeks. Apply at mywelfare.ie once you have proof of an Irish address, and book an in-person appointment if requested.

Can UK citizens move to Ireland without a visa?

Yes. The Common Travel Area lets UK citizens live and work in Ireland without a visa, residence permit or work authorisation. The arrangement predates EU membership and was preserved after Brexit.

How much should I save before moving to Ireland?

At least three months of Irish living costs. Most newcomers need it to cover temporary accommodation, the upfront month plus deposit on a long-term rental, and the gap before their first Irish salary clears.

What is the first thing to do when moving to Ireland?

Confirm what immigration permission you will arrive on (EU free movement, Stamp 1 work permit, Stamp 4, EU Treaty Rights, etc.) and start any visa or work permit application 3 to 6 months ahead of the move.

Do I need an Irish bank account before I arrive?

No. Open Revolut, Wise or N26 before you arrive for day-one spending and salary. A traditional Irish bank account (AIB, BOI, PTSB) needs a PPS number and proof of address, which usually takes a few weeks to sort.

How long is the wait to register with a GP in Ireland?

6 to 12 weeks is typical, longer in rural areas. Start the GP search in your first week rather than waiting until you need an appointment — many practices are not taking new patients.

Can I use my UK or EU driving licence in Ireland?

EU and EEA licences are fully valid. UK and other recognised licences (including a handful of US states) can be exchanged for an Irish licence at the NDLS within 12 months of becoming resident; others must take the Irish theory and practical tests.

When can I apply for Irish citizenship?

After five years of reckonable residency in Ireland in the nine years before applying — the final year must be continuous. The qualifying period is three years for spouses or civil partners of Irish citizens.